Labyrinth Psychiatry Group and TMS Center · Cranford, NJ
Psychiatrist That Accepts Medicare in Cranford, NJ
Medicare is one of the six plans Labyrinth lists. With Original Medicare, a psychiatric evaluation or medication visit costs you 20% of the Medicare-approved amount once you have paid the 2026 Part B deductible of $283. Before your first visit, call 908-336-1187 to confirm the clinician you would see accepts Medicare assignment and, with a Medicare Advantage plan, that Labyrinth is in its network.
Labyrinth Psychiatry Group · Published · Review of the insurance information by Dr. Salvatore G. Savatta pending
Who this page is for
People with Medicare looking for a psychiatrist near Cranford, and the family helping them.
Lists of “Medicare psychiatrists” show names and phone numbers. They rarely say what you will pay, whether your plan’s network matters, or what to ask before you book. This page answers those questions with Medicare’s own rules, then shows how to start with Labyrinth’s team in Cranford.
Part B, Medicare’s medical insurance, covers outpatient mental health care: diagnosing and treating conditions like depression and anxiety, in a doctor’s office, a clinic or through telehealth (Medicare.gov). Most doctors accept Medicare’s approved amount as full payment, but Medicare tells you to always check that yours does (Medicare.gov).
Why check now
Open Enrollment runs October 15 to December 7.
This is the one time each year everyone with Medicare can switch between Original Medicare and a Medicare Advantage plan, or change Advantage or drug plans. The plan must get your request by December 7, and the change starts January 1 (Medicare.gov).
If you already have a Medicare Advantage plan, a second window runs January 1 to March 31: you can switch to another Advantage plan or go back to Original Medicare (Medicare.gov).
A new plan can have a different network. If you see a psychiatrist now, ask before you switch whether they are in the new plan. If you are in treatment and change Advantage plans, the new plan must give you at least 90 days before it can ask for a new approval for that ongoing treatment (Medicare.gov).
The amounts on this page are the 2026 figures CMS published on November 14, 2025 (CMS). The 2027 amounts were not out when this page was written on October 25, 2026.
What Part B covers
The outpatient mental health care Medicare pays for, and where it is at Labyrinth.
| Service | What Medicare.gov says | At Labyrinth |
|---|---|---|
| Psychiatric evaluation | Covered by Part B. | Care at Labyrinth starts with one. What an evaluation includes |
| Medication management | Covered by Part B. | Psychiatrists and psychiatric nurse practitioners manage medicines. Medication management |
| Individual and group psychotherapy | Covered with doctors or other Medicare-enrolled licensed professionals, as the state allows. | Not taking new psychotherapy patients right now. Psychotherapy |
| Testing to see if treatment is helping, and diagnostic tests | Covered by Part B. | Ask at your evaluation. What to expect |
| Certain drugs you would not take on your own, like some injections | Covered by Part B. Many prescription medicines you take at home are covered by Part D drug plans instead. | Ask at your evaluation. Medication management |
| Telehealth visits | Covered from anywhere in the U.S., including home, through December 31, 2027. | Ask whether a telehealth visit fits you. Telehealth |
| One depression screening a year | Free if the clinician accepts assignment, but it must be in a primary care office or clinic. | Ask your primary care doctor; a psychiatry office does not count for this one. Depression care |
Sources: Medicare.gov outpatient mental health care and Medicare.gov telehealth. The “At Labyrinth” column describes the practice’s services; it is not a statement of what Medicare pays for your visit. Ask the office before your first appointment.
What you pay
With Original Medicare, it comes down to three numbers and one question.
The numbers are 2026 figures from CMS and Medicare.gov. The question is whether the clinician accepts assignment, because that decides whether those numbers are all you owe.
$202.90 a month
The standard 2026 Part B premium, up from $185.00 in 2025 (CMS).
$283 once a year
The 2026 Part B deductible, up from $257 in 2025. You pay it before Part B starts paying (CMS).
20% of each visit
After the deductible, you pay 20% of the Medicare-approved amount for visits to diagnose or treat your condition. A hospital outpatient clinic may add its own charge (Medicare.gov).
Does the clinician accept assignment?
If yes, they charge you only the deductible and the 20% and send the claim to Medicare. If not, you may pay the full amount at the visit and, in many cases, up to 15% more than the approved amount. If they opted out of Medicare, Medicare pays nothing except in emergencies (Medicare.gov).
A Medigap policy can pay some or all of the 20% with Original Medicare (Medicare.gov). For the 2026 Medicare amount of each type of psychiatry visit in New Jersey, see how much a psychiatrist costs in New Jersey.
Original Medicare or Medicare Advantage
Your plan type decides whether network, referral and approval rules apply.
| Question | Original Medicare | Medicare Advantage |
|---|---|---|
| Which psychiatrists you can see | Any doctor who takes Medicare, anywhere in the U.S. You may pay more if the doctor does not accept assignment. | Usually the plan’s network. HMOs generally pay only in network; PPOs pay out of network at a higher cost. |
| Referral to see a psychiatrist | In most cases, not needed. | Most HMOs need a referral from your primary care doctor. PPOs do not. |
| Approval before treatment | In most cases, not needed. | The plan may need to approve certain services first (prior authorization). |
| What a visit costs you | 20% of the Medicare-approved amount after the yearly Part B deductible ($283 in 2026). | Set by each plan; copays and coinsurance vary. |
| Yearly limit on what you pay | None, unless you have a Medigap policy or other coverage. | Yes. Once you reach it, covered services cost nothing for the rest of the year. |
| Help with the 20% share | A Medigap policy can pay some or all of it. | You cannot buy Medigap with a Medicare Advantage plan. |
| Prescription drugs | A separate Part D drug plan. | Most plans include Part D. |
Sources: Compare Original Medicare and Medicare Advantage, HMOs and PPOs, Medicare.gov. Medicare Advantage plans must cover every medically necessary service Original Medicare covers. Which Advantage plans include Labyrinth is a question for the office.
Before your first visit
Four steps before you book.
- 01
Find out which Medicare you have
Have your red, white and blue Medicare card ready, plus the card of any Medicare Advantage, drug or Medigap plan you have. The office needs to know whether you have Original Medicare or a Medicare Advantage plan, and the plan’s name.
- 02
Call the office with four questions
Call 908-336-1187. Ask: does the psychiatrist or nurse practitioner I would see accept Medicare assignment? If I have a Medicare Advantage plan, is Labyrinth in its network? Do I need a referral or an approval first? Are new Medicare patients being scheduled now? Keep health details out of the online request; the office asks what it needs when it calls back.
- 03
Check it yourself if you like
Medicare’s Care Compare tool shows whether a clinician accepts assignment. CMS also lists the clinicians who have opted out of Medicare. If you have a Medicare Advantage plan, call the number on your plan card to confirm the network.
- 04
Start with an evaluation
Bring your Medicare card, any plan card, a list of every medicine you take and your primary care doctor’s name. The first visit is a psychiatric evaluation; the plan you choose afterwards may include medication management, TMS or SPRAVATO.
Check a clinician yourself: Medicare Care Compare and the CMS opt-out look-up.
Ask Labyrinth
One call answers the questions this page cannot.
Labyrinth’s Cranford team includes psychiatrists, psychiatric nurse practitioners and clinical social workers. Medicare covers care from each of these roles (Medicare.gov). What only the office can tell you is how Medicare applies to your visit with them:
- Whether the clinician you would see accepts Medicare assignment
- Whether Labyrinth is in your Medicare Advantage plan’s network
- Whether new Medicare patients are being scheduled now
- Whether a telehealth visit fits you
Call 908-336-1187, or send a request and the office calls you back. Psychotherapy is not taking new patients at this time, so ask about a psychiatric evaluation and medication management.
Other Medicare questions
Medicines, telehealth, the hospital and advanced depression care.
Medicines
Medicare drug coverage (Part D) covers many outpatient prescription drugs used to treat mental health conditions (Medicare.gov). Part B covers certain drugs you would not normally take on your own, like some injections (Medicare.gov). Check your plan’s drug list before you fill a new prescription.
Telehealth
Through December 31, 2027, Medicare covers telehealth from anywhere in the U.S., including your home; outpatient psychotherapy is on the list, and most visits cost the same as in person (Medicare.gov). See telehealth at Labyrinth and ask whether it fits you.
Hospital care
Part A covers inpatient mental health care. In a psychiatric hospital it pays for up to 190 days in your lifetime, and the 2026 deductible is $1,736 per benefit period (Medicare.gov). Labyrinth is an outpatient practice.
TMS and SPRAVATO
For depression that medicines have not relieved, the practice offers TMS and SPRAVATO. Medicare’s TMS rules and 2026 amounts are in the TMS cost guide; the SPRAVATO page lists the plans the practice confirmed for SPRAVATO.
Free help with Medicare
Unsure which plan to pick? Two free lines.
- New Jersey SHIP: free, unbiased Medicare counseling from the New Jersey Department of Human Services, with sites in all 21 counties. Counselors do not sell or recommend plans. SHIP Information Center 1-800-792-8820 (NJ Department of Human Services).
- 1-800-MEDICARE: 1-800-633-4227, 24 hours a day, 7 days a week, except some federal holidays. TTY 1-877-486-2048 (Medicare.gov).
Insurance
Medicare is one of six plans the practice lists.
Participation, benefits and approval rules can change, so the office confirms the current details for your situation before care begins. More on costs and plans is on insurance and access.
Listed insurance plans
Plans the practice lists.
- Aetna
- Blue Cross Blue Shield
- Cigna
- Medicare
- TRICARE
- UnitedHealthcare / Oxford
This list is not a guarantee of coverage. If your plan is not listed, call to ask. Insurance and access
Related
Care and costs at Labyrinth.
Start with an evaluation; the plan that follows can include medication management, TMS or SPRAVATO.
Common questions
Medicare and psychiatry questions people ask first.
Does Medicare cover psychiatric services?
Yes. Medicare Part B covers outpatient mental health care, including a psychiatric evaluation, medication management, individual and group psychotherapy, testing to see if treatment is working, and telehealth visits. After the yearly Part B deductible ($283 in 2026), you pay 20% of the Medicare-approved amount. Part A covers care when you are admitted to a hospital, and Part D drug plans cover many prescription medicines for mental health conditions.
Does Labyrinth Psychiatry Group take Medicare?
Medicare is one of the six plans the practice lists, with Aetna, Blue Cross Blue Shield, Cigna, TRICARE and UnitedHealthcare / Oxford. The list is not a guarantee of coverage. Call 908-336-1187 to confirm that the clinician you would see accepts Medicare assignment and, if you have a Medicare Advantage plan, that the practice is in its network.
Can I just go straight to a psychiatrist?
With Original Medicare, in most cases you do not need a referral to see a specialist such as a psychiatrist. Most Medicare Advantage HMO plans require a referral from your primary care doctor; PPO plans do not. At Labyrinth you can call the office or send a request yourself, so check your own plan’s referral rule before the first visit.
What type of doctor specializes in mental health?
Medicare covers mental health care from psychiatrists or other doctors, clinical psychologists, clinical social workers, clinical nurse specialists, nurse practitioners, physician assistants, marriage and family therapists and mental health counselors. Labyrinth’s team includes psychiatrists, psychiatric nurse practitioners and clinical social workers. Who does what, including who can prescribe, is explained in our psychiatrist vs. psychologist vs. therapist guide.
Can I see a private-practice psychiatrist with Medicare?
Yes, if the psychiatrist is enrolled in Medicare. If they accept assignment, they charge you only the deductible and the 20% share and send the claim to Medicare. If they do not accept assignment, you may pay the full amount at the visit and up to 15% more than the Medicare-approved amount in many cases. If a psychiatrist has opted out of Medicare, Medicare pays nothing except in emergencies, and you pay under a private contract.
How much does a psychiatrist cost with Medicare?
With Original Medicare you pay the yearly Part B deductible ($283 in 2026), then 20% of the Medicare-approved amount for each visit, on top of the monthly Part B premium ($202.90 for most people in 2026). Medicare Advantage plans set their own copays. The 2026 Medicare amounts for each type of psychiatry visit in New Jersey are listed in our psychiatrist cost guide.
Does Medicare cover psychiatric medications?
Many outpatient prescription drugs used to treat mental health conditions are covered by a Medicare Part D drug plan, or by a Medicare Advantage plan that includes drug coverage. Part B covers certain drugs that are not usually self-administered, like some injections. Check your plan’s drug list before you fill a new prescription.
Does Medicare cover telehealth visits with a psychiatrist?
Through December 31, 2027, Medicare covers telehealth services from anywhere in the U.S., including your home, and outpatient psychotherapy is one of them. For most telehealth services you pay the same as for an in-person visit. Ask the office whether a telehealth visit fits you.
Do psychiatric hospitals take Medicare?
Medicare Part A covers inpatient mental health care in a general hospital or a psychiatric hospital. In a psychiatric hospital, Part A pays for up to 190 days in your lifetime. In 2026 you pay a $1,736 deductible for each benefit period before Part A pays. Labyrinth is an outpatient practice; if you are not safe right now, call 911 or call or text 988.
When can I change my Medicare plan to keep my psychiatrist?
During Open Enrollment, October 15 to December 7, you can switch between Original Medicare and Medicare Advantage or change plans, and the change starts January 1. If you are already in a Medicare Advantage plan, you can also switch plans or go back to Original Medicare from January 1 to March 31. Before you switch, check that your psychiatrist is in the new plan’s network.
Is psychotherapy at Labyrinth covered by Medicare?
Medicare Part B covers psychotherapy, but Labyrinth is not accepting new patients for psychotherapy at this time. New Medicare patients can ask about a psychiatric evaluation and medication management instead.